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Flex Plan - $25,000 / A Comprehensive Guide

At MFFU we create a clear pathway from evaluations, simulated funding, and to live capital aligning trader performance with integrity to drive consistent, scalable success.

Our mission is to unlock opportunity for disciplined traders while building durable long-term value.

The Flex Plan has been updated. This article reflects the current rules for the $25,000 Flex Plan — our most accessible entry point into the MFFU ecosystem. If you are on the 50K Flex Plan, please refer to the dedicated article for that plan.

Please refer to the details below for all relevant information surrounding:

- Evaluation Stage

- Simulated Funding Stage

- Payout Policy

- Transition to Live

- Live Parameters


Evaluation Stage — Flex Plan ($25,000)

Highlights

  • Starting balance: $25,000

  • Profit target: $1,500

  • Maximum loss limit (end of day): $1,000

  • Daily loss limit: None

  • Maximum contracts: 2 minis or 20 micros

  • Consistency rule: 50% (evaluation stage only)

  • Minimum trading days: 2 days

  • News trading: Allowed

  • Drawdown model: End-of-day (EOD) trailing

  • Activation fee: $0


Sim Funded Stage — Flex Plan ($25,000)

Account Details

  • Starting balance: $0

  • Maximum loss limit (end of day): $1,000

  • Starting floor / safety net: -$1,000

  • Daily loss limit: None

  • Inactivity rule: 7 calendar days

  • News trading: Not allowed

Scaling & Contract Limits

  • $0 to $749: 1 mini or 10 micros

  • $750 and above: 2 minis or 20 micros

Important Notes

  • Because the Sim Funded account starts at $0, the balance may go negative until the maximum loss limit trails up to $0 or higher. This is expected and normal.

  • There is no buffer requirement on the $25K Flex Plan.

  • Payouts unlock once the required qualifying day and profit criteria are met.


Payout Policy — Flex Plan ($25,000)

Payout Requirements

  • Qualification: 5 winning days with $100+ net PnL each

  • Net profit required between payouts: $250

  • Minimum payout amount: $250

  • Maximum sim payouts: 5

  • Consistency rule (payout stage): None

Payout Structure

  • You may withdraw up to 50% of total profits per payout

  • Maximum payout per request: $1,000

  • Profit split: 80/20 (you keep 80%)

  • Remaining profits stay in the account

Risk Rules After First Payout

  • Maximum loss limit (MLL) moves to $100

  • MLL becomes fixed permanently after the first payout


How Payouts Work

  • Once you complete 5 qualifying winning days, you can submit a payout request

  • Each winning day must close with at least $100 in net profit

  • You must have at least $500 in total net profit at the time of the request

  • After each payout, a new payout cycle begins

  • To request another payout, you must:

    • Complete 5 new qualifying winning days, and

    • Generate at least $250 in additional net profit

Payout Examples

Example 1

  • 5 qualifying winning days

  • Total net profit: $2,000

  • Eligible payout: $1,000 (50% cap)

  • Trader receives: $800 after the 80/20 split

  • Remaining balance stays in the account

Example 2

  • 5 qualifying winning days

  • Total net profit: $10,000

  • Payout capped at $1,000

  • Trader receives: $800 after the 80/20 split

  • Remaining balance stays in the account

Example 3 — Net Profit Requirement Not Met

  • One losing day: -$500

  • Five winning days: +$100 each

  • Total net profit: $0

  • Not eligible for payout

Even though the 5 winning day requirement was met, payouts are not allowed until total net profit reaches at least $500. Trading must continue until the profit requirement is satisfied.


Transition to Live

Eligibility Criteria

  • Traders transition to a Live account after meeting one of the following:

    • Five consecutive approved payouts on the same account

    • Reaching the total sim payout cap of $100,000

    • Demonstrating consistent performance as reviewed and approved by the Risk Management Team

Live Account Parameters — Flex Plan ($25,000)

  • Initial balance of $1,000 per account

  • Minimum Balance of $156

  • No Daily Loss Limit

  • Drawdown Type - (EOD) End of Day

  • Minimum Payout of $250

  • Max Contracts - 2 mini / 20 micros

  • Profit split: 80/20

  • Payout cadence: Daily


Live Post-Breach Cooldown Protocol

If a Live account is closed due to a maximum loss limit breach, the following applies:

21-Day Cooldown Period

  • Trading on all Sim Funded accounts is not permitted

  • New evaluation purchases, account resets, and additional account acquisitions are not permitted

After the 21-Day Cooldown

  • All cooldown restrictions are lifted

  • You may continue trading on an active Sim Funded account (if applicable)

  • You may purchase new evaluations or accounts unless otherwise communicated by the team


Frequently Asked Questions

What changed from the previous $25K Flex Plan?

  • The payout cap per cycle was reduced from $3,000 to $1,000

  • The profit split remains 80/20

  • Entry price, account size, drawdown model, and performance-based payouts remain the same

  • There is still no buffer, no daily loss limit, and no payout consistency rule

Is there a consistency rule?

  • Yes, a 50% consistency rule applies during the evaluation stage only

  • Evaluations can be completed in as few as 2 days

  • There is no consistency rule during the payout stage

Is there a buffer requirement?

  • No buffer is required on the $25K Flex Plan

  • Payouts unlock after 5 qualifying winning days and meeting the $250 net profit requirement

Is there a daily loss limit?

  • No, there is no daily loss limit on the $25K Flex Plan

What is the scaling rule in the Sim Funded stage?

  • There is no scaling during the evaluation stage

  • In the Sim Funded stage, contract limits scale based on account balance:

    • $0 to $749: 1 mini or 10 micros

    • $750 to $999: 2 minis or 20 micros

    • $1,000 and above: 2 minis or 20 micros

Are there any activation fees?

  • No, there is no activation fee on the $25K Flex Plan

Can I trade on live and sim accounts at the same time?

  • No, once you receive a live account, you cannot trade in both sim and live environments simultaneously

What is the minimum payout amount?

  • The minimum payout amount is $250

If you have additional questions, please connect with our customer support team.

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