At My Funded Futures, we create a clear pathway from evaluation, through simulated funding, and into live capital - aligning trader performance with integrity to drive consistent, scalable success. Our mission is to unlock opportunity for disciplined traders while building durable, long-term value.

We are pleased to introduce the Builder Plan. This guide covers everything you need to know:

The Builder Plan is available with two Max Loss Limit (MLL) options at checkout. Both options share the same evaluation structure - the MLL is the only difference during evaluation, and it carries through to your sim funded and live stages.

My Funded Futures has adopted a streamlined approach to evaluations. The evaluation rules are consistent regardless of which MLL option you select - the only difference is the size of your maximum loss cushion.

There are absolutely no activation fees on any of our plans.

Once you hit your $3,000 profit target with at least 1 trading day logged, you are promoted to the Sim Funded stage. Your account begins at $0, meaning the balance can go negative before the MLL trails up to breakeven. This is expected and normal.

Only one Sim Funded account may be active per user at any time on the Builder Plan. In the event of a breach, the earliest a new Sim Funded account may be activated is the following trading day.

The Builder Plan runs on a flat $2,000 payout cap, up to 5 sim payouts, each paid at 80/20 in your favor.

Trader on the $2,000 MLL plan clears the buffer and builds $3,600 in total sim profits.

After your 5th approved sim payout, you are eligible for promotion to a live funded account.

Live payouts are processed daily, typically within minutes of your payout request. There is no consistency rule on the live account. Your MLL on live matches the option you selected at checkout.

Following Live account closure due to Maximum Loss breach:

Post-Cooldown (21 calendar days):

The Maximum Loss Limit (MLL) is an End of Day (EOD) trailing drawdown. It does not move intraday. It only adjusts after the market closes each session, based on where your account closed.

Example ($2,000 option): You start at $50,000 with a minimum balance of $48,000. If your account closes at $51,000, your new minimum balance allowed moves to $49,000. The $2,000 distance is always maintained while the drawdown is still trailing.

News trading is fully unrestricted during the evaluation and sim funded stage. You may open and hold positions through any scheduled news event without limitation.

The only structural difference is the Maximum Loss Limit: $1,500 or $2,000. A smaller MLL means a tighter safety cushion, with your account floor starting closer to your balance. In exchange, the Builder plan with Add-On is priced lower. Everything else, including profit target, payout rules, live parameters, and contract limits, is identical.

No. There are no activation fees on the Builder Plan.

Yes. The Evaluation, Sim Funded and Live stage have a $1,000 soft pause DLL.

No. The Builder Plan has no consistency rule during evaluation. You can pass in as little as 1 trading day, as long as you have hit the $3,000 profit target without breaching the MLL.

Your single largest profit day in a payout cycle cannot account for more than 50% of your total profits in that cycle. This is calculated at the time of your payout request, and the calculation resets fully after each approved payout.

Example: If your total net profits since the last payout are $1,000, your best single day cannot exceed $500. If it does, you will need to trade additional days to bring that ratio into compliance before requesting.

You need at least $500 in net profit above the buffer. For example, on the $2,000 option, your account balance must reach at least $2,600 before you can submit your first payout request ($2,100 buffer plus $500 net profit above it).

No. Only one Sim Funded account may be active per user at any time on the Builder Plan. If your active Sim Funded account closes, a new one may be activated only after the following trading day.

News trading is fully unrestricted on the Builder Plan.

A live account breach triggers a 21-day cooldown period. During the cooldown, all sim funded account trading is prohibited and no new evaluations or account resets may be purchased. Once the 21 days have elapsed, all restrictions are lifted.

No. All positions must be closed before the end of the trading session. Any open positions at session close will be automatically closed by the platform.

If you do not place a trade within 7 consecutive calendar days on your sim funded account, the account will be closed due to inactivity. There is no inactivity rule on the live account.